Growth for our investors and our community.
A unique opportunity for investors seeking security, growth, and community impact.
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A More Flexible Take on Impact Investing
Mariposa Impact Capital takes an innovative approach to impact investing. The traditional impact investment model raises capital for local community projects on concessionary terms to make the project economics work. While this model is still important, it is usually limited to large institutions and returns are typically low. This limits the amount of capital attracted, prioritizes only large-scale community projects, and shuts out the average neighborhood investor.
We take a different approach. Instead of investing directly into community projects, we make high-yield, short-term land investments across the country with the help of our network of impact investors, and direct half the profits to a community fund that supports neighborhood-scale community projects. This opens up impact investing to more people, increases the range of projects and strategies that can benefit, and takes the performance pressure off community projects.
Our current focus for profit-sharing is on the historic westside of San Antonio, Texas - home to our city's poorest zip code.
A Capital-Efficient Investment Strategy
Our investment strategy focuses on opportunistic land acquisitions at deep discounts.
Across the country, thousands of land parcels trade far below their potential value due to circumstances such as:
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Out-of-state owners who want to sell quickly
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Tax delinquent properties
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Estate or inherited land
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Undeveloped or overlooked parcels
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Owners seeking immediate liquidity
By acquiring these properties well below market value and reselling them to end buyers and investors, we generate strong margins without the risks associated with development or construction.
Key advantages of this strategy include:
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Short hold periods (typically 90–120 days)
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No construction or development risk
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Clear exit strategy through resale
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Small deal sizes that allow diversification
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Wide margins for multiple exit options
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Opportunities available nationwide
This approach allows us to minimize risk, maximize return on impact capital, and generate profits to benefit the community fund.
Asset-Backed Investments
Each investment is backed by a first lien on the subject property at 50-60% of the collateral value.
12% Annual Returns
Each investment earns 12% annual interest while funds are deployed - a rare feature of impact investment opportunities.
Strategic Impact
50% of profits are shared with a community fund focused on the
Westside of San Antonio
Purposeful Investing Made Easy
About Us
Ramiro Gonzales, Founder of Mariposa Impact Capital, is a native San Antonian with more than 20 years of experience at the intersection of community development, impact investment, and real estate. Over the course of his career in local government, nonprofit leadership, consulting, and private investing, he has helped structure more than $80 million in public investment for redevelopment projects, raised over $10 million for community impact initiatives, and—together with his partners—completed more than 200 land investment transactions nationwide.
Through this work, Ramiro saw firsthand that meaningful community transformation requires not only vision, but also a sustained flow of capital—something traditional philanthropy alone has struggled to provide. At the same time, he has also met countless investors who want their capital to create real impact while still achieving strong, secure returns. Mariposa Impact Capital was created to bridge that gap, combining disciplined investing with a mission to achieve long-term community prosperity.
How It Works
Our goal is to make it easy to invest intentionally and impactfully. Our process allows you to choose the deals you want to invest in and at levels that make sense for you. Minimum investment is $10,000.
a community of impact investors
1 Join the Investor Network
Sign up to receive notifications about upcoming land investment opportunities. When a new deal becomes available, you’ll receive details via text and email.
choose the deal that fits you
2 Review the Deal
Each opportunity includes a summary of the property, purchase price, investment needed, expected timeline, and projected returns.
Typical deals include:
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Investment size: ~$50,000 total capital needed
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Minimum participation: $10,000
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Expected hold time: 90–120 days
secured, asset-backed investments
3 Fund the Acquisition
Investors contribute capital to purchase the property and receive a promissory note secured by a first lien on the property. A special purpose investment vehicle may be created for larger deals.
short-term, high-yield
4 Property is Resold
Once the property is resold, investors receive their principal plus 12% interest.
keep your capital working
5 Rinse and Repeat
Continue investing in as many deals as you like. Profits from every deal contribute to the community fund.
Asset-Backed
Each investment backed by real property valued at 30-40% more.
Zero Debt
Each acquisition is made all cash, no debt, with first lien position for our investors.
Short-Term
Average deal term is 120 days or less. No long-term commitment of capital needed.
High-Yield
Lend impact capital at 12% interest, made possible by wide margins and strategic positioning.
Disciplined Underwriting
Each acquisition undergoes a rigorous vetting process that includes the latest analytical software and on the ground expertise.
Strategic Impact
An impact strategy that delivers long-term value for the community and strong financial benefit for investors.
Personalized Approach
We tailor every strategy to align with your unique financial goals, ensuring solutions that truly fit your life.
Proven Expertise
With years of industry experience, our advisors provide reliable, informed guidance for confident decision-making.
Transparent Communication
We believe in clear, honest communication—keeping you informed every step of the way, so you can make empowered choices.
Samantha L.
“Professional, seamless, and exactly what we needed!”
WealthWise Advisors helped us take control of our financial future with a clear, customized plan. Their attention to detail and personalized service made all the difference. We feel confident and secure thanks to their expert guidance!
Michael D.
“The team at WealthWise Advisors is top-notch!”
They took the time to really understand our goals and created a strategy that perfectly aligned with our needs. The ongoing support and regular updates make us feel truly cared for. We highly recommend their services!
Jessica R.
“A stress-free experience with amazing results.”
From the initial consultation to setting up our retirement plan, WealthWise Advisors made everything easy to understand. They broke down complex topics in a way that made us feel informed and empowered. We couldn’t be happier with the results!
Clara H.
“Trusted advisors who truly care about your future.”
I was hesitant about working with a financial advisor, but WealthWise Advisors exceeded my expectations. They took the time to explain everything in detail and provided a solid plan that gave me peace of mind. Their transparency and honesty are refreshing.
FAQs
Your Questions, Answered
Explore our FAQs to get answers to some of the most common questions about our strategy, processes, and how we can help you achieve your impact goals.
Land investing offers a rare combination of speed, simplicity, and scalability. Unlike buildings, land has fewer unknowns, making it easier to assess, acquire at deep discounts, and resell quickly—often within months. This creates consistent, high-velocity returns that can be reinvested again and again. Because we can source opportunities nationwide and operate remotely, we’re not limited to a single market. That efficiency is what makes the model powerful: it generates reliable profits that can be redirected into long-term community investments like affordable housing, small business support, and neighborhood revitalization.
This opportunity is designed for individuals who want their money to work harder—and more meaningfully. Our typical investors have at least $10,000 to deploy and are looking for strong, short-term returns without locking up their capital for years. It’s a great fit if you value both financial performance and community impact, and want a simple, accessible way to participate in real estate investing without managing deals yourself. If you’re looking for a flexible investment with the potential for consistent returns—and the added benefit of supporting community revitalization—this may be a strong fit.
Yes. Many investors choose to participate using self-directed retirement accounts such as IRAs or solo 401(k)s. If this is something you’re interested in, we can connect you with trusted partners like Quest IRA or Sense Financial who specialize in helping you set up and deploy retirement funds into alternative investments like this one.
Yes. For investors seeking a more passive, long-term approach, we offer the option to participate through pooled investment vehicles (SPVs). This allows your capital to be deployed across multiple deals without having to evaluate each one individually. You can indicate your interest during sign-up, and we’ll follow up with available opportunities and structure details.
All investments carry risk, and land investing is no exception. The primary risk is overpaying for a property and needing to sell at a loss. We mitigate this through disciplined underwriting—analyzing market conditions, access, utilities, zoning, floodplain, and other key factors before every acquisition—and by working with local experts to validate our assumptions.
We also structure deals to protect capital: we buy at deep discounts to create a wide margin of safety, use reputable title companies and title insurance to ensure clear ownership, and maintain multiple exit strategies, including resale, seller financing, or holding the asset if needed. Because our investments are not leveraged with debt, the land itself serves as a hard asset backing the investment.
As a social enterprise investment firm, our contribution to the community fund is not simply a donation. The community fund ("the Fund") is built into our structure as if it was a co-owner of the firm and we allocate 50% of our profits to it. Starting in 2027 and at the beginning of each calendar year thereafter, the Fund, through its management committee, will make grants and zero-interest loans available to community projects located on the Westside of San Antonio. Our vision is for this Fund to eventually evolve into a independent foundation dedicated to the Westside of San Antonio.
Possibly. We offer a limited number of opportunities to invest directly in the parent company for qualified investors seeking a deeper, long-term alignment with our growth. If you’re interested in learning more, please contact us at invest@mariposaimpactcapital.com to discuss current availability and terms.